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Empowering Banks
to Digitise SME Lending

Cut credit decision times by up to 70%, boost profitability, and go digital – without replacing your core system. We provide a ready-to-use process; you decide how to implement it.

CHALLENGES

Looking to grow your SME lending, but something’s holding you back?

 

In our work with banks, we see the same recurring barriers that slow down the adoption and scaling of SME credit. If any of the points below sound familiar – you’re in the right place.

  • You want to drive sales and unlock cross-selling opportunities, but your current process doesn’t scale?

  • You aim to attract more SME clients and gain market share, but slow decisions and the lack of an online offering are limiting growth?

  • You’re focused on increasing margins, but manual handling and fragmented processes are driving unnecessary costs?

  • You want to improve NPS and customer loyalty, but the lending experience falls short of expectations?

  • You’re short on IT, analytics or business resources, and the priority list just keeps growing?

diagram showing an example of the process: channels; product
THE SOLUTION

Digital Banking Platform – SME Lending on Your Terms

We offer a ready-to-use digital solution for SME lending, built on our modular Digital Banking Platform (DBP).

 

It’s a proven, end-to-end lending journey, tailored to your bank’s systems and business needs. You don’t have to implement the entire platform – simply choose what you need, and we’ll integrate it into your environment.

THE PLATFORM

What’s in it for you?

The Digital Banking Platform (DBP) is a modular solution that enables fast and effective digitalisation of the SME lending process. By combining sales channels, product logic, workflow and integration with your bank’s systems, you gain full control over the process – all within a single, consistent environment.

  • Flexible Operations

    Manage the entire credit process digitally – from application to disbursement – or start from any stage. Shorten response times, reduce costs, and accelerate business changes.

  • Consistent Experience

    Ensure a seamless credit journey across all channels – online, mobile, in-branch, and through partners. Improve customer convenience and boost your conversion rates and NPS.

  • Smooth Integration

    Connect DBP with your environment – CRM, core banking system, risk engine, and scoring models. Deploy without system overhauls or business disruption.

  • Tailored for the bank

    Get technology that truly supports your way of working. We design solutions aligned with your processes, IT architecture, and regulatory requirements.

  • Quick Results

    Launch a new credit process in just three months – using ready-made DBP components and a proven delivery model. See real impact without long IT projects or heavy resource use.

CASE STUDIES

See what else the Digital Banking Platform can do

  • Overview of application screens used to manage and sell banking products online.
    Over 30 banking processes automated for BNP Paribas, accelerating product launches and enhancing digital customer…
  • Cross-device preview of credit application form featuring monthly rate and SMS verification.
    By implementing an online loan application solution, the bank gained improved oversight of abandoned applications,…
  • Vehicle details entry form for a leasing offer in the banking channel
    Leasing application process was enabled directly from the banking app. Fast authentication was implemented, and…
    See all case studies

    BENEFITS

    Why it’s worth it

    PARTNERSHIP

    Experience our capabilities in action

    • Meeting

      Let’s discuss your bank’s needs and the challenges you face in SME lending.

    • Demo

      Explore the digital lending process powered by our solution – step by step.

    • Proposal

      Receive a tailored implementation concept based on your systems, processes and business goals.

    Filip Wachowiak

    Business Development Manager

    BLOG

    Read more about Digital Banking Platform and technology in banking

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